Sometimes things in life happen that affect your credit and makes getting a loan difficult. Whether it's divorce, losing a job or the recent "credit crunch" many families find themselves in this situation. That's where you need the help of people who understand how to structure a vehicle purchase in a way that makes sense to the lender and works for the customer.

There aren't many credit situations we haven't seen over the years. We have both the talent and expertise to get most applications approved, as long as they make sense. We're not going to promise that "we will get 100% of applications approved",  that "everyone drives" or that "$100.00 down delivers!". It's just not true.

There's a right way and a wrong way to re-establish your credit. You need a lender who reports to the credit bureau and helps you by keeping their interest rates reasonable.

We have a lender who specializes in non-prime credit. Credit is granted to people who have a stable job and residence in addition to a credit history and income level which demonstrate a willingness and ability to pay the loan back. As long as you have no open bankruptcies, tax liens or delinquent child supprt your application wil be considered.

A few of the things that are important to the bank are:

Down Payment -  What investment is the customer willing to make to help themselves.

Equity -  What is the amount of the loan relative to the vehicle's loan value.

Term - The shorter you keep the term of the loan, the better. Less interest and shorter exposure.

Verifiable Personal and Job Info - Is the person who they say they are? Are they stable?

Is the customer being reasonable? - Is the customer purchasing within his/her means?

If you are sincere about wanting to get a new or pre-driven auto loan and help to re-establish your credit, give Steve or Fred a call at (847) 526-2424 or click here start the process.

Please remember this. We are not a lender. It is not our primary business to loan people money. We are a reputable automobile dealer that is in business to sell cars. If helping you secure financing makes that possible, we'll give you all the help we can.